February 11th. The young family applied for health insurance on the government’s exchange on February 11, 2014. It was a frustrating experience that resulted in the young husband and his child being invited to apply for health insurance. They were even offered financial assistance. The 22 year old mom? The feds thought that she’d be better off with Medicaid.
We tried to fix this. No luck. Nothing could be done about this error until the State of Ohio reviewed her case and ruled that she was not eligible for Medicaid. We applied for the subsidized health policy for the father and son. We kept the woman on her existing coverage.
The notice was dated Sunday, May 4, 2014. Ohio, swamped with over 300,000 new Medicaid enrollments since last fall, finally got to my client’s paperwork and declined her. She is now officially eligible for the subsidized health insurance that she should have been able to purchase months ago.
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No, for once, is the answer you want to hear.
My clients are responsible people who have always had insurance and always will. They found a way to put the monthly premium into their budget. But what if they couldn’t? This is a huge problem that has not been resolved. I am still having clients incorrectly shipped off to Medicaid. And what if the client has any ongoing health or financial problems? Then he is screwed.